Be aware of your insurance plan coverage and co-payment requirements.

McKenzie County Healthcare Systems cannot predict what your insurance will cover. Many insurance companies have payment limitations that they refer to as "usual, customary, and reasonable payments:. We do not accept these payment limitations unless we have a contractual agreement with the insurance provider. Your employee or insurance provider can provide you with your coverage information. Details on Medicare Benefits are available at the local Social Security office.

Many insurance companies require Pre-certification prior to hospital admission. Some companies require you, not the Clinic or Hospital, to call them before you are admitted. Some plans also require that you call them 24 or 48 hours after emergency service. Be sure to know what your plan requires before you need to use it.

Bring your cards and co-payments with you.

Please have your most current health insurance card with you when you come for a Clinic visit. This provides us with the correct information for filing an insurance claim with your carrier in a timely manner.

The McKenzie County Healthcare Systems will file your insurance for you providing you have given us your insurance information. It is the patient's responsibility to be sure we have any changes to your insurance, or your personal billing information. If we do not have your current insurance information, you will be billed for your services.

We do not bill you until we have received payment or an explanation of benefits, which gives the details of your insurance coverage.

1. Accounts with balances under $40.00 are expected to be paid in full within 30 days after the bill is received.
2. Accounts with balances between $50 and $100 may be paid in two monthly payments after the bill is received.
3. Accounts with balances of $100 to $500 may be paid in monthly payments of not less than $75 per month.
4. Accounts of over $500 may be paid in monthly payments of not less than $100 per month.

An account is considered "past due" if we do not receive a payment during the month and you have not contacted us to make financial arrangements.

You will be expected to pay at the time of service. There may be additional charges for tests and other services rendered at the same time, these items may be billed. If you are unable to pay this amount, you will be asked to pay as much as you can at the time of service and the balance will be due at the end of the month. If you cannot meet these requested amounts, you will be asked to sign a financial agreement which will set up a payment plan that allows lower payments as long as they are consistent.

Charity Care Guidelines 

McKenzie County Healthcare Systems is committed to providing quality care to all who need it, 24 hours a day, 7 days and week, 365 days a year.

If you do not have health insurance or are concerned that you may not be able to pay for all of your care, we may be able to help.  McKenzie County Healthcare Systems provides Charity Care to patients based on their income, assets and financial needs.  In addition, we will work with you to arrange a mutually agreeable payment plan.

Federal and state laws require that all hospitals seek payment for care provided.  Ultimately, this means we could turn unpaid bills over to a collection agency, which would affect your credit status.  Therefore, it is very important that you let us know if there may be a problem paying your bill.  Charity Care packets are available at the Hospital Admissions Office, or the Clinic Business Office, Monday through Friday from 8:00 AM until 5:00 PM upon request.

Application for Charity Care.    Form B,    Form C

Click here for instructions and check list.